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First-Time Home Buyer

You’re opening the door to your very first home and an adventure filled with unknowns. No worries, we know our stuff. We’re in it together and your future is just around the corner.

Let’s get you home

Hey, First-Timer

We’re happy you’re here! Let’s get you home. Yes, it’s a bit of a process, but that’s why you’ve found Pineapple—we’re the numbers people.

Features & Highlights

With the numbers taken care of in your home-buying equation, you can get busy being excited about the fact that you’re going to be a homeowner. Get ready to say, “I live here now.”

Woman riding bicycle

Speedy pre-approval and great mortgage rates

Buildings and hand holding pen

Closely guided and completely digital mortgage application process

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Flexibility for self-employed and newcomers

Here’s a Snapshot of Your Path with Pineapple:

Step 1. Understand what you can afford

It’s all about the budget. Your income – expenses = your budget, aka what you can comfortably afford. It’s your financial forecast and our Mortgage Calculator makes it a breeze, with no worries and no need to submit an application.

Step 2. Get your pre-approval

With help from Pineapple, you will determine the mortgage amount you are eligible for and which mortgage option will best suit you and your needs.

Step 3. Start your hunt

House Hunting 101: contact a real estate agent or casually browse through properties on Realtor.ca, Zoocasa.com, Homebuyers.com, or TheDirt.co. Grab a snack, put on a good playlist, get comfortable, and keep one eye on your budget.

Step 4. It’s mortgage application time

When you find the home you want, it’s time to put in an offer and apply for your mortgage. We’re right beside you for each step of the application, giving you the guidance, recommendations, and support to get you home.

Step 5. Happy closing day! 

Get familiar with the happy sound of new keys jingling in your pocket. It’s time to celebrate being a homeowner!

Contact Us

I’m proud to be a Mortgage Agent at Pineapple! They provide a lot of practical training and support to all agents, no matter if you are new or experienced.

Peggy Chau
Mortgage Agent, Pineapple

Pineapple is led by a team that understands how the dynamics of the mortgage industry are changing and have taken the right steps to adapt to that new paradigm in a way that lifts both of us up to be the solution of choice for future borrowers. Pineapple provides access to the resources I need to grow my business as Principal Broker and doesn’t come with a cookie-cutter solution for all brokerages. They identify how each brokerage is unique and then focus on the things I need to succeed and continuously adjust that service offering over time to be providing constant value to Mortgauge.

Alex Leduc
CEO & Principal Broker, Mortgauge

From brand new agents to seasoned professionals, you will find value at Pineapple, the tools, support and professionalism will help increase your productivity.

Dan Seaton
Mortgage Agent, Pineapple

I have been in the mortgage industry for over 20 years and I have finally found a brokerage I can call home. The support, tools, CRM, Underwriting team, and daily training are the best in the industry. I am so proud to be a part of this team and it’s incredible leaders and mentors.

Dawn McDermott
Mortgage Agent, Pineapple

I joined Pineapple in 2019 solely for the CRM system. This system was amazing, it kept track of everything for me. Little did I know it’s full capabilities, I have saved so much time using Pineapple’s technologies, AND it helps my clients save money – a win win! It wasn’t until I joined the brokerage that I really and truly learned about the people at this brokerage – the Broker-Owners really care about your success, they give us all of the tools and training we need to get there. My fellow mortgage agents aren’t my competition, they are my accountability partners. Everyone here just wants the best for you!

Hannah Stojanovski
Mortgage Agent, Pineapple
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