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First-Time Home Buyer

You’re opening the door to your very first home and an adventure filled with unknowns. No worries, we know our stuff. We’re in it together and your future is just around the corner.

Let’s get you home

Hey, First-Timer

We’re happy you’re here! Let’s get you home. Yes, it’s a bit of a process, but that’s why you’ve found Pineapple—we’re the numbers people.

Features & Highlights

With the numbers taken care of in your home-buying equation, you can get busy being excited about the fact that you’re going to be a homeowner. Get ready to say, “I live here now.”

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Speedy pre-approval and great mortgage rates

Buildings and hand holding pen

Closely guided and completely digital mortgage application process

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Flexibility for self-employed and newcomers

Here’s a Snapshot of Your Path with Pineapple:

Step 1. Understand what you can afford

It’s all about the budget. Your income – expenses = your budget, aka what you can comfortably afford. It’s your financial forecast and our Mortgage Calculator makes it a breeze, with no worries and no need to submit an application.

Step 2. Get your pre-approval

With help from Pineapple, you will determine the mortgage amount you are eligible for and which mortgage option will best suit you and your needs.

Step 3. Start your hunt

House Hunting 101: contact a real estate agent or casually browse through properties on,,, or Grab a snack, put on a good playlist, get comfortable, and keep one eye on your budget.

Step 4. It’s mortgage application time

When you find the home you want, it’s time to put in an offer and apply for your mortgage. We’re right beside you for each step of the application, giving you the guidance, recommendations, and support to get you home.

Step 5. Happy closing day! 

Get familiar with the happy sound of new keys jingling in your pocket. It’s time to celebrate being a homeowner!

Contact Us

I’m proud to be a Mortgage Agent at Pineapple! They provide a lot of practical training and support to all agents, no matter if you are new or experienced.

Peggy Chau
Mortgage Agent, Pineapple