Pineapple Horizons+

Please note: The 2025 Rules and Regulations end on December 31, 2025.

2025 Recognition

Top 10% Units

Top 10% Volume

Top 10% Gross Revenue

2025 Horizons+ Awards Trips to Win

Top 10 Mortgage Professionals – Units

Top 10 Mortgage Professionals – Volume

Top 10 Mortgage Professionals – Gross Revenue

Top 3 Brokerages*

Top 3 Teams*

Pineapple Brand Ambassador Award

Rookie of the Year Award

2025 Horizons+ Random Draw Trips:

PineappleONE X2

Pineapple Underwriting

NEW- Insurance Award:

2025 Horizons+ Lender Draws

Community Trust

EQ Bank

First National

BMO

Manulife

How to Win Top 10 Categories:

The winners will be announced at the annual Pineapple awards show, which occurs in January of every calendar year. Winners will be determined by their placement in the Top Ten (10) of each of the categories below. All files to be included must have been closed and paid between January 1 and December 31.

How to Win Top Three Brokerages:

The winner will be announced at the annual Pineapple awards show in January every calendar year. Winners will be determined by their placement in the Top Three (3) brokerages for funded mortgage volume amongst all affiliate brokerages part of Pineapple Group. All files to be included must be considered closed and paid between January 1 – December 31. (One prize per brokerage)

*Minimum volume to be considered for this award is $100 Million

How to Win Top Team:

The winner will be announced at the annual Pineapple Awards Show in January every calendar year. A team is defined as a group of agents (2 or more) pooling mortgage volume under one team leader. Winners will be determined by their placement in the top one (1) team for funded mortgage volumes amongst all other teams. All files to be included must be considered closed and paid between January 1 and December 31. (One prize per team)

Additional Team Eligibility Criteria:

• A team must consist of a minimum of two (2) active members.
• Team volume cannot equal the individual volume of the team leader.
• Minimum individual volume to be ranked: $50,000,000.
• Minimum team volume (excluding the prime leader’s production) must exceed $15,000,000 (30% contribution rule).
• Rankings reflect progress only and do not guarantee qualification.

An additional way to enter the Engaged Capital prize draw is to earn $500,000 of investor referral money in a live deal. 

Lender Awards - The Process:

Lender awards are based on a random draw of qualifying ballots earned by members. The prize draw will be held at the Pineapple Annual Awards Show. All files to be included must be considered closed and paid between January 1 – December 31. (3 funded deals get 1 ballot, and each additional funded deal gets an additional ballot)

Community Trust

EQ Bank

First National

BMO

Manulife

Wild Card Awards:

The Wild Card awards are based on a random draw of qualifying ballots earned by members. To qualify for each award, please see the details below. Some exceptions apply. The prize draw will be held live at the Pineapple Annual Awards Show.

PineappleONE Award ( Two Draws )

• 1 ballot per unique deal submitted via ONE
• 2 ballots if “Online Application Creation” is set to ONE (ballots doubled!)
• 1 ballot per unique deal funded through ONE

Pineapple Underwriting Award

3 funded deals get 1 ballot, Each additional funded deal gets an additional ballot. All files to be included must be considered closed and paid between January 1 – December 31.

Pineapple Brand Ambassador Award

This award will go to the individual who makes the biggest impact in their community or centre of influence by supporting the Pineapple brand and will be awarded at the discretion of the leadership team at Pineapple Financial Inc.

Community Service Award

This award will go to the individual who makes the biggest impact in their community and dedication to charity. This will be awarded at the discretion of the leadership team at Pineapple Financial Inc.

*Past winners CANNOT win again

NEW: Rookie of the Year Award

This award will recognize and distinguish one mortgage agent who has shown outstanding performance in the past year. To be eligible to win this award, agents must meet the following criteria:

1. Entered the mortgage industry in the last 24 months
2. Currently enrolled in or successfully completed the Pineapple Counsellors Program
3. Earned the most points based on units, volume, revenue, and leads entered into MyPineapple
4. Be in good standing with Pineapple Financial Inc.

The Pineapple Group Horizons+ Trip 2025 Rules & Regulations:

We recognize the many contributions our mortgage professionals make to the reputation and overall success of our organization. The Pineapple Group Award Trip “herein referred to as Horizons+” not only acknowledges many of the best mortgage professionals in the industry it rewards the elite and the fortunate with a memorable all-expenses-paid vacation for two with your peers and business partners.

The Prize:

The winner in each category will receive an all-expenses paid trip for them and a guest to a resort destination. Each guest must be at least 18 years of age unless approved. The date of the trip and location will be selected by Pineapple.

Eligibility:

Trip winners must be a member in good standing of the Pineapple Group and of the sponsor at the time of the trip. Members may win only one trip per calendar year.

Trip winners must have proper travel documents within 30 days of departure. At this time, all travel forms are to be completed and submitted. If they do not have their documents in order at least 30 days prior to departure, the trip will be awarded to another person.

Prize Terms:

The winner cannot reassign or transfer their trip to another broker or another year. A voucher will not be issued in place of a trip.

The Performance trip winners (top 10, top brokerages, & special award winners) will be removed from lender draws.

If a lender partner draw winner is no longer with the network, the lender partner will select a new winner.

Important Disclaimer:

Participation is subject to the Organizer's ongoing approval. The Organizer reserves the right to revoke eligibility or eject any entrant from the Competition at any time. The Organizer further reserves the right to cancel, suspend, modify, or amend the Competition, rankings, eligibility criteria, or any part thereof, at its sole discretion and without prior notice.

Rankings are displayed for motivational and tracking purposes only. Achievement of a specific rank does not guarantee trip attendance. All winners must satisfy the full Horizons+ eligibility criteria and official confirmation requirements prior to final selection.

The Organizer reserves the right to verify all submitted data and adjust rankings accordingly before final winner determination.

Please note: The 2025 Rules and Regulations end on December 31, 2025. New Rules and regulations has been updated for 2026.

Travel Documents:

All travel documents must be submitted 30 days prior to departure or the trip will be awarded to another person. Pineapplers who are not Canadian citizens should contact their local consulate. Landed Immigrants to Canada must have a Permanent Resident Card to re-enter Canada.

Travel & Security:

Transport Canada has implemented strengthened security measures with regard to passengers, carry-on luggage and electronic devices.

Effective immediately, screening officers may ask travellers to present electronics for screening and request that some devices, including cell phones, are powered on. Powerless or broken devices will not be permitted onboard the aircraft. For this reason, please ensure that any electronic devices that you will be taking on the plane are fully powered before you arrive at the airport.

Travellers and their carry-on luggage may also undergo additional screening.

These new measures may cause delays, we recommend that you arrive well in advance of departure to allow for check-in, baggage drop-off, security screening and boarding. You should arrive at your gate well in advance since some screening may also be performed at the gate.

The following information will be updated once we select a location for Horizons+ 2025.

- Time Zone

- Climate

- Currency

- Electricity