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Mortgage Documents

Whether you’re buying a new home or investment property, or simply refinancing your existing mortgage, certain documents are required to complete the transaction. By taking a moment to ensure you have all the documents on this list, you’ll help us to finalize your mortgage faster.

Information that describes the property you are buying:

  • Purchase and sale agreement 
  • Full MLS listing from realtor

Confirmation of your down payment:

  • Savings or investments statement for the last 90 days
  • Sale of an existing property: a copy of the sale agreement
  • Gift letter
  • Withdrawal from RRSP under Home Buyer’s Plan

Employment and income verification: 

  • Copy of latest pay slip
  • T4(s)
  • Letter of employment
  • T1 General(s)
  • Notice(s) of Assessment (NOA)
  • Other income: Legal agreements to support a spousal or child support payment
  • Other compensation (disability)

If you currently own your home, information related to your existing property/properties:

  • Recent mortgage statement
  • Most recent property tax bill/statement
  • Documents verifying heating costs and condo fees
  • Legal description of your property – you can find this on your property tax statement or original purchase agreement

Other information that may be required:

  • Void cheque
  • Name, address, telephone number of your solicitor/notary

Contact your Pineapple Mortgage Agent or Broker for more information on the home-buying process and what else you need to consider when purchasing a property!