Mortgage Documents

Whether you’re buying a new home or investment property, or simply refinancing your existing mortgage, certain documents are required to complete the transaction. By taking a moment to ensure you have all the documents on this list, you’ll help us to finalize your mortgage faster.

Watch a short video to learn more.

Information that describes the property you are buying:

• Purchase and sale agreement
• Full MLS listing from realtor

Confirmation of your down payment:

• Savings or investments statement for the last 90 days
• Sale of an existing property: a copy of the sale agreement
• Gift letter
• Withdrawal from RRSP under Home Buyer’s Plan

Employment and income verification:

• Copy of latest pay slip
• T4(s)
• Letter of employment
• T1 General(s)
• Notice(s) of Assessment (NOA)
• Other income: Legal agreements to support a spousal or child support payment
• Other compensation (disability)

If you currently own your home, information related to your existing property/properties:

• Recent mortgage statement
• Most recent property tax bill/statement
• Documents verifying heating costs and condo fees
• Legal description of your property – you can find this on your property tax statement or original purchase agreement

Other information that may be required:

• Void cheque
• Name, address, and telephone number of your solicitor/notary

Contact your mortgage agent or broker for more information on costs to consider when purchasing a property!