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Mortgage Resources

Property Purchase Process

Published on 03 Jan 2023

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Property Purchase Process

Property Purchase Process

Buying a home has many steps and moving parts. At Pineapple, we’re here to make sure you have all the information you need to get into the house of your dreams.

Benefits of a Broker

Consult with a Pineapple mortgage specialist to choose a mortgage option and lender. They have access to a large pool of products and lenders, including big banks and mortgage finance companies.

Income

Before you start looking for a home, it’s important that you figure out exactly how much you can afford to spend. Your mortgage payment will likely be the biggest expense, but there are other costs you should be aware of.

Watch the video below to learn more about the costs and your budget.

Down Payment

A mortgage down payment is the amount of money you pay upfront when purchasing a home. You’ll need to have this money saved or gifted from your family in advance of your purchase.

Watch the video below to learn more about down payments.

Documentation

Buying a home is an exciting process but it can also be an overwhelming and daunting one too. With various steps and numerous documents you must submit to get approved for a mortgage, it can all be very stressful, especially for first-time homebuyers. Fortunately, Pineapple is here to guide you, every step of the way.

What documents will you need throughout the mortgage approval process?

Watch the video below to learn more about your financial documents.

The Offer

Your mortgage payment will likely be the biggest expense, but there are other costs you should be aware of.

Watch the video below to learn more about the final expenses.

Contact your Pineapple Mortgage Agent or Broker for more information on the home-buying process and what else you need to consider when purchasing a property!

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